Banking - Personal

FAQs

Individual Retirement Accounts

It’s never too early, or too late, to start building your wealth. We offer a variety of products designed with your future financial success in mind.

Individual Retirement Account (IRA)

IRAs have become a cornerstone in wise retirement savings plans. Flexible and convenient, they offer great tax benefits while adding to your overall investment plan. Whether it's a Traditional or Roth IRA account, we can help you achieve your long-term goals.

Blended Rate IRA CD

A Blended Rate IRA is perfect for anyone looking to start modestly and accumulate a sizable amount over time.  Blended Rate IRA CDs offer:

  • Competitive interest rates to help your money grow.
  • Tax-deferred savings
  • $100 minimum opening balance, so it’s easy to get started. 
  • 1- or 2-year terms for flexibility. 
  • Additions permitted in amounts of $10 or more, so it’s convenient to grow your savings.
  • Additions earn at the rate in effect at the time of deposit without extending maturity
  • Penalty-free certificate withdrawals permitted after age 70 ½.

Other IRAs

Any Certificate of Deposit (CD) can be used for Traditional or Roth IRA funds to provide you the flexibility to meet your specific needs and goals. For a complete overview of our Certificate of Deposit rates, click here. To view our Truth in Savings Disclosure, click here.

 
 

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For general inquiries contact us at:
800.222.3230  |    |  PO Box 652, Asheville, NC 28802

Copyright 2013 Asheville Savings Bank