Checking
You can choose from a full range of unique and diverse checking products. Whether you use your checking account once a day, or just once a month, we have the right choice for you.
For a complete overview of rates, click here. For a side-by-side comparison of account benefits, click here. Or, to view our Truth in Savings Disclosure, click here.
The Best Checking
- Premium interest rate on your checking balance, up to $25,000.*
- Use any bank's ATM free, any time, anywhere nationwide**
- Free Visa Debit Card***
- No monthly service fee
- No minimum balance
- Free initial supply of standard checks
- No-fee travelers checks
- Optional overdraft line of credit***
- Available for consumer accounts only
- $50 opening deposit
Account requirements
(must be met each Qualification period****):
- Have 10 debit card purchases settle to your account in the qualification period. ATM Transactions are not considered purchases.
- Click Here for qualification period dates for Debit Card purchases.
- Have at least one of the following ACH transactions post to the account in the qualification period: Direct Deposit, ACH Draft or Online Bill Payment
- Sign up for, receive and view eStatements****, which includes acceptance of the online terms and conditions on
this website.
If requirements are not met:
- Your account is still free
- You will still earn the minimum rate tier on your checking balance
- Other bank’s ATM fees will not be refunded
Premier Checking
- No monthly service fee
- Free initial supply of wallet-style personalized checks
- No-fee travelers checks
- $50.00 opening deposit
Senior Premier Checking
- For seniors 55+
- Interest earned every day balance is above $500
- Free wallet-style personalized checks
- No-fee travelers checks
- No-fee official bank checks
- $50 opening deposit
Banking Edge Premier Checking
- $15.00 per month service fee waived for balances above $2500.00 -OR- maintain $2500.00 in a money market, savings, or certificate of deposit account -OR- maintain a real estate, home equity, or auto loan with Asheville Savings Bank
- Free wallet-style personalized checks
- Free 3x5 safety deposit box (subject to availability) or credit toward a larger box
- One (1) free stop payment order per year
- Two****** non-Asheville Savings Bank ATM usage fees waived per month
- 0.5% reduction off current interest rate for Breathe Easy Overdraft Protection**
- $50 opening deposit
*Premium interest paid on balances up to $25,000. A different interest rate is paid on balances over $25,000 and to accounts that do not meet minimum requirements. Requirements include: 10 debit card purchases settle to your account in the qualification period, at least one ACH transactions, such as Direct Deposit, ACH Draft
or Online Bill Payment, posts to your account in the qualification period and you sign up for, receive and view eStatements, which includes acceptance of the online terms and conditions on the Asheville Savings Bank internet banking website. For personal use only.
**ATM Fees assessed by domestic US Banks will be refunded up to $4.99 per transaction for each statement cycle that qualifications are met. Refunds are not issued for international ATM Fees.
***Subject to approval
****Your qualification period means a period beginning one banking day prior to the first day of the current statement cycle, through one banking day prior to the close of the statement cycle.
*****If your Asheville Savings Bank internet banking is inactive for 90 days, this service will be discontinued and you will be unable to receive e-Statements. This will result in the Premium Interest Rate qualifications not being met.
******Asheville Savings Bank fees only
